Credo Capital provides equipment financing for the businesses that build America. We operate on a foundation of integrity, honoring our word as readily as we honor our commitments — because good stewardship is good business.
From a single excavator to a full fleet expansion, we structure financing that fits the realities of your operation — not the other way around.
Excavators, bulldozers, loaders, cranes, skid steers, and specialty heavy machinery for contractors and developers.
Commercial trucks, trailers, vocational vehicles, and fleet financing for owner-operators and logistics companies.
Tractors, combines, implements, irrigation systems, and livestock equipment for working farms and ranches.
Mowers, skid steers, mini excavators, chippers, and maintenance equipment for commercial landscape operations.
Excavation equipment, demolition gear, utility vehicles, and grading machinery for site preparation.
Quarry equipment, utility services equipment, and custom financing for unique industry needs.
We believe your time is better spent running your business than chasing paperwork.
Complete our secure application in about 10 minutes. Clear, concise, no surprises.
Our team matches your profile to our lender network to find the right terms for you.
Most approvals come back within 24–48 hours, with transparent terms laid out plainly.
Sign, fund, and get to work. Your equipment vendor is paid directly upon closing.
"Credo" — from the Latin, meaning "I believe."
Credo Capital was founded on a simple conviction: that finance, done rightly, is an act of service. We help business owners acquire the equipment they need to do their work, grow their operations, and provide for their families and teams. That's no small responsibility — and we treat it accordingly.
In an industry that too often hides behind fine print and shifting quotes, we've built our firm on the opposite principle. Our word is our bond. The terms we quote are the terms we honor. The advice we give is the advice we would give our own family.
Our firm takes its name from the Apostles' Creed — a centuries-old statement of belief. While our work is secular and our clients come from every background and tradition, the character our name demands of us is not optional. We believe in doing honest work, keeping our commitments, telling the truth even when it costs us a deal, and treating every applicant — funded or not — with dignity.
We tell you what we can do and what we cannot. We do not overpromise to win your business, and we do not disappear when the work gets hard.
Capital is a tool entrusted to us to deploy wisely. We treat every dollar — yours and our lenders' — with the seriousness it deserves.
A financing relationship is a long one. We show up after closing, through the good quarters and the hard ones. Your success is the point.
Our clients are builders in the most literal sense — contractors, farmers, truckers, landscapers, excavators, and the working families who own and run these businesses. They are people who get up early, keep their word, take care of their crews, and expect their financing partner to do the same.
Strong credit makes financing easier, but it is not the only thing we look at. We work with business owners whose stories include seasons of difficulty — bankruptcies, divorces, downturns, hard years. A setback is not a verdict on character. If you are working honestly to build or rebuild, we want to hear from you.
Thank you for considering Credo Capital. Whether we earn your business today, next year, or not at all, you will be treated with straightforwardness and respect. If you have a question before applying, you are welcome to call me directly at (909) 705-2647.
— Gavin, Credo Capital
We're here to answer your questions, walk through your options, and help you move forward with confidence.
Have a question before applying? Fill out the form below and we'll be in touch.
A guided, step-by-step process. Your information is handled securely and reviewed by a real person.
Five guided steps walk you through everything lenders need — nothing unnecessary, nothing missing.
We review every submission promptly and return with clear next steps, not vague assurances.
Your information — including SSNs and financial details — is handled with the utmost care and used only to evaluate your request.
Questions first? Call Gavin at (909) 705-2647